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| DEPOSIT SERVICES | LINES OF CREDIT & LOANS | EQUIPMENT LEASES |
| SWEEP ACCOUNTS
| CASH MANAGEMENT |
|
BUSINESS CREDIT CARD | MERCHANT CARD |

DEPOSIT SERVICES

ECB Business Checking
From the largest to the smallest business, this is the Very Best Value Business Checking Account around. Maintain a low minimum balance and pay no monthly service fee. For just $10.00 a month enjoy the many benefits of ECB BEST Business Solutions, too.

Maintain a minimum of $2,500 in the account to avoid $10.00 monthly service fee.
$.35 Per Debit Charges, if minimum balance is not maintained.
Unlimited Check writing and withdrawals
Notary Service and Signature Guarantees
Cash Management Services and Online Banking available
Large variety of business checks to work with your system of accounting
Easy to balance monthly statement with check images included for tax records
Minimum opening deposit of $100.00
FDIC insured checking account

ECB Non-Profit Checking
A special account for those special businesses and the BEST account around. No minimum balance to maintain and no monthly service fee.

No minimum balance required
No monthly service fee
$.35 Per Debit Charges, first 5 Debits at no cost
Minimum opening deposit of $100.00
Unlimited Check Writing and withdrawals
Notary Service and Signature Guarantees
Large variety of business checks to work with your system of accounting
Easy to balance monthly statement with check images included for tax records
FDIC Insured checking account

 

Business Savings, CDs, and Money Market Accounts

Maximize your interest-earning potential! Our customer service representatives will help you choose the account that best fits your business needs.

ECB Primary Business Savings

Whether you are saving for a new piece of equipment or another vehicle for your business, an ECB Business Savings Account is the Best way.

Earns Interest
Low minimum Balance, just maintain $200 and avoid a $3.00 monthly service fee
3 free withdrawals allowed each month, $2.00 for each withdrawal over 3
Minimum opening deposit of $100.00
Quarterly Statements, but interest paid to account monthly
FDIC insured account

ECB Christmas Club

Great way for you and your employees to plan for a very special Christmas. ECB's Christmas Club lets you put a little money aside each week or month through out the year.
No Minimum balance and no monthly service fees
Club accounts are opened in October of each year and deposits accepted all year until October 15th of the next year
For as little as $5.00 to open an account
Additional deposits of just $5.00
Checks are mailed automatically to customers in November
Flexibility of 2 withdrawals allowed per Club year
FDIC insured account


Certificate of Deposit

Earn a high rate of interest and have piece of mind that your investment is safe and FDIC insured with an ECB CD. Our CD’s allow you the flexibility of managing your funds for short or long term with a minimum investment.
FDIC insured up to $100,000
Rate guaranteed for the term of the CD with interest compounded daily
Flexible terms from 7 days to 30 months
Just $500 initial investment for a term of 32 days, $1000 initial investment for a term of 91 days, $2,500 initial investment for a term of 7 days
Use your ECB CD is a secure a loan to get a better loan rate
To save you time and worry, our CD's automatically renew at the rate of interest in effect on the maturity date
Substantial penalty for early withdrawal


ECB Money Market Accounts

ECB Money Plus

This account allows you to earn a higher rate of interest, while still having easy access to your funds.
Earn Interest at Money Market Rates
Unlimited over the counter (In Person) withdrawals, but limited to 6 third party transactions per statement cycle
*A charge of $5.00 for each check in excess of 3, during a cycle
Direct Deposit of Social Security and Payroll
Notary Service and Signature Guarantees
Maintain balance of $1,800 to avoid a $5 monthly service fee
Minimum opening deposit of just $1,000
FDIC insured checking account

Executive Money Management

For the serious investor who wants to be rewarded for their balances. The rates are tiered, the more money you invest, the more money you earn.
Earn Higher Rate of Interest - Money Market Rates
Unlimited over the counter (In Person) withdrawals, but limited to 6 third party transactions per statement cycle
*A charge of $10.00 for each check in excess of 3, during a cycle
Direct Deposit of Social Security and Payroll
Notary Service and Signature Guarantees
Maintain balance of $10,000 to avoid a $10 monthly service fee
Minimum opening deposit of $10,000
FDIC insured checking account


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The East Carolina Bank, 35080 US 264 / P.O. Box 337 ,
Engelhard, NC 27824
Phone: (252) 925-9411, Fax: (252) 925-8491

Email: ecbonline@ecbbancorp.com


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