Perhaps you want to purchase a building, acquire a business or professional practice, or refinance existing debt. Or maybe you have ambitious growth plans for the business or professional practice you currently own. A commercial loan or line of credit can finance your plans. At ECB, you have a variety of commercial options, along with knowledgeable professional lenders who take the time to listen and understand your needs. Qualified applicants have access to the following commercial resources:

• Buy or expand a building or facility
• Flexible terms of repayment
• Refinancing available
• Fully amortized and balloon payments

• Buy or expand your professional practice
• Complete financing available
• Acquisition or start-up
• Flexible terms of repayment
• Fully amortized and balloon payments

• Finance the purchase of an existing business
• Up to 80% financing available
• Fully amortized and balloon payment
  

Lines of Credit

• Seasonal or revolving based on your needs
• Fund growth of inventory and accounts receivable
• Construction or equipment acquisitions
  

Other Working Capital Needs

• We take the time to understand your business and needs.
• We analyze your repayment potential to afford you the best structure for your situation.
• RMA (industry accepted) methods
  
  

Additional Benefits

All our loan programs have unique benefits for the growing small business leader, including:

• Knowledgeable account officers who live and work in your community
• Annual reviews by your account officer
• Fixed or variable rates
• SBA Certified Lender Program

Visit our Commercial and SBA Loans Frequently Asked Questions.